Product	Rate	Points
30 Yr. Fixed	4.90%	0.50
15 Yr. Fixed	4.29%	0.50
1 Yr. ARM	2.68%	0.20
5/1 Yr. ARM	4.07%	0.30
30 Yr. Fixed 15 Yr. Fixed 5/1 ARM 1 Yr. ARM 3 Months 6 Months 1 Year 3 Years 10 Years 36 Years