Product	Rate	Points
30 Yr. Fixed	3.45%	0.70
15 Yr. Fixed	2.95%	0.80
1 Yr. ARM	2.68%	0.20
5/1 Yr. ARM	3.20%	0.20
30 Yr. Fixed 15 Yr. Fixed 5/1 ARM 1 Yr. ARM 3 Months 6 Months 1 Year 3 Years 10 Years 36 Years